Instructions for using SMS Banking Service of ONE Bank Limited

ONE Bank Limited was incorporated in May, 1999 With the Registrar of Joint Stock Companies under the Companies Act. 1994, as a commercial bank in the private sector. The Bank is pledge-bound to serve the customers and the community with utmost dedication. The prime focus is on efficiency, transparency, precision and motivation with the spirit and conviction to excel as ONE Bank in both value and image. The name 'ONE Bank' is derived from the insight and long nourished feelings of the promoters to reach out to the people of all walks of life and progress together towards prosperity in a spirit of oneness. OBL is a private sector commercial bank dedicated in the business line of taking deposits from public through its various saving schemes and lending the fund in various sectors at a higher margin. However, due attention is given in respect of risk undertaking, risk hedging and if not appropriately hedged, reflection of the same in pricing. In the financing side, the bank's major concentration is in trade finance covering about 20.88% of total financing as on YE2006 which is mainly a short-term investment. The banks financing concentrate in both, working capital finance and long-term finance. OBL has major concentration of financing in medium and large industries. Since the short-term finance carries low risk compared to long-term finance; the financing strategy of OBL will assist the bank to keep the risk at minimal. While financing the industrial sector, the major concentration of the bank appeared to be in the textile and RMG sector; both the above sectors cover 30.89% of the total portfolio. OBL also involved in cement construction and transport sector financing. In the investment portfolio, OBL have substantial investment in quoted and non-quoted shares of different organization including some very prospective financial institutions. The bank has shown its acumen in reducing its exposure from ship scrapping sector, steel re-rolling where the bank had investment earlier. With the increase in exposure to RMG, the bank has increased its non-funded business income substantially. With an age of only 8 years, the OBL has taken initiative to launch IT based banking products like ATM facilities, E-banking etc that are praiseworthy.

Vision Statement

To establish ONE Bank Limited as a Role Model in the Banking Sector of Bangladesh.
To meet the needs of our Customers, Provide fulfillment for our People and create Shareholder Value.

Mission Statement
To constantly seek to better serve our Customers.
Be pro-active in fulfilling our Social Responsibilities.
To review all business lines regularly and develop the Best Practices in the industry.
Working environment to be supportive of Teamwork, enabling the Employees to perform to the very best of their abilities.

SMS Banking
In this cyber era Information is the business. Information about your bank accounts is something you always need in your day-to-day business. We make it simple to give your bank's information at your fingertips. ONE Bank SMS Banking is a smart new way to access your account information whenever you want, whenever you are - what is more simple, immediate and secure.

Through SMS banking the following services can be obtained- 

• Balance Inquiry 
• Cheque Book Request 
• Changing PIN 

Instructions for SMS Banking Service
Go to the Message option of your mobile phone and type the following strings for desired services and send it to 01714071308.

1. For Balance Inquiry
SMS Format :  B

2. For Cheque Book Request
SMS Format :  C

3. For Changing PIN
SMS Format :  C 0010000110000 1234 9421

SMS Banking Application Download